YOUR CHANGING DEFINITION OF RISK IN RETIREMENT

By |2019-05-22T13:33:20+00:00May 10th, 2019|Categories: Uncategorized|

During your accumulation years, you may have categorized your risk as “conservative,” “moderate,” or “aggressive” and that guided how your portfolio was built. Maybe you concerned yourself with finding the “best-performing funds,” even though you knew past performance does not guarantee future results. What occurs with many retirees is a change in mindset—it’s less about [...]

Comments Off on YOUR CHANGING DEFINITION OF RISK IN RETIREMENT

RETIREMENT INCOME AND THE TRADITIONAL PORTFOLIO

By |2019-05-10T16:28:03+00:00May 10th, 2019|Categories: Uncategorized|

Taking withdrawals from a traditional portfolio exposes fixed-income investors to “sequence of returns” danger. In other words, experiencing negative returns early in retirement can deplete your portfolio more quickly than you planned and potentially undermine the sustainability of your assets. So you may want to consider a couple of strategies to help mitigate this concern. [...]

Comments Off on RETIREMENT INCOME AND THE TRADITIONAL PORTFOLIO

TRADITIONAL VS ROTH IRA

By |2019-05-10T15:53:38+00:00May 10th, 2019|Categories: Uncategorized|

Traditional IRAs, which were created in 1974, are owned by roughly 35.1 million U.S. households. And Roth IRAs, created as part of the Taxpayer Relief Act in 1997, are owned by nearly 24.9 million households.1 Both are IRAs. And yet each is quite different. Up to certain limits, traditional IRAs allow individuals to make tax-deductible [...]

Comments Off on TRADITIONAL VS ROTH IRA
Go to Top